Structured Programs
Three Programs,
Three Stages of the Journey
Each program at muangacaad is a complete course of study — not a series of introductory talks. They are designed to be taken in sequence or entered at the appropriate level for where you are now.
← Back to HomeOur Methodology
How We Approach Each Program
Every program at muangacaad begins with observation before instruction. Before introducing concepts or frameworks, we ask learners to look closely at their own situation — their accounts, their documents, their habits. This grounding in personal reality makes the course content land differently than abstract theory does.
Instruction is paced for adults who carry full professional and family lives alongside their study. Sessions are ninety minutes, scheduled once per week, with workbook exercises that take two to three hours between sessions. The programs are challenging without being overwhelming.
Observe
Map your current situation before any recommendations are considered
Understand
Study the relevant concepts, instruments, and Thai regulatory framework
Apply
Work through exercises that apply the concepts to your own data
Review
Revisit the plan at structured follow-up points after the course ends
Introduction to Thoughtful Household Finance
A welcoming six-week orientation for learners who want to approach their household finances with care and patience. The program begins with clarity — understanding what is actually coming in and going out — before addressing any specific instruments or strategies.
Topics Covered
- Monthly cashflow mapping and pattern recognition
- Reading Thai bank statements and retirement account summaries clearly
- Reviewing existing insurance coverage for gaps and overlaps
- Setting small, sustainable savings rhythms that hold over time
- Introduction to Thai financial instruments commonly held by adults
Program Includes
- Printed workbook for each participant
- Weekly live sessions of ninety minutes
- Cohort limited to twelve peers
- Office hours with teaching mentor
- Certificate of completion
Mid-Career Retirement Planning
An eleven-week intermediate course for learners five to fifteen years from retirement who want to build a detailed retirement picture. The program addresses the specific calculations and planning windows that matter most during this window — while there is still meaningful time to adjust.
Topics Covered
- Mapping expected pension and provident fund distributions
- Planning RMF and SSF contributions during peak earning years
- Designing withdrawal sequences that manage tax thoughtfully
- Planning for realistic healthcare costs in Thai retirement
- Stress-testing a retirement plan against practical scenarios
Program Includes
- Weekly live sessions
- Personalized retirement planning worksheet reviewed privately
- Three coaching calls with a certified instructor
- Six-month follow-up review session
- Certificate of completion
Wealth Stewardship and Legacy Planning Academy
A fifteen-week senior program for learners ready to address retirement income, estate organisation, family wealth transitions, and charitable planning in an integrated way. Delivered by a multidisciplinary faculty and limited to six participants for depth of attention.
Topics Covered
- Retirement income structure and sustainability planning
- Thai estate organisation and will drafting considerations
- Family wealth transition planning across generations
- Charitable and legacy planning options in Thailand
- Tax-efficient wealth transfer structures
Program Includes
- Multidisciplinary faculty: financial planner, estate attorney, tax practitioner, family specialist
- Comprehensive personal financial organisation binder
- Three in-person gatherings at Bangkok learning centre
- Individual meeting with each faculty member
- Twelve months of follow-up advisory correspondence
- Limited to six learners per cohort
Choose Your Program
Program Comparison
| Feature | Household Finance | Mid-Career Retirement | Wealth Stewardship |
|---|---|---|---|
| Duration | 6 weeks | 11 weeks | 15 weeks |
| Fee (THB) | 7,000 | 20,500 | 37,100 |
| Cohort size limit | 12 | 12 | 6 |
| Printed workbook | |||
| Private coaching calls | — | 3 calls | Per faculty member |
| In-person gatherings | — | — | 3 sessions |
| Follow-up after completion | — | 6-month review | 12 months correspondence |
| Estate attorney faculty | — | — | |
| Best suited for | New to structured study | 5–15 years from retirement | Estate & legacy planning |
Standards
Shared Across All Programs
Independence from Product Sales
No faculty member holds a referral arrangement with any financial product provider. Instruction is not influenced by distribution considerations.
Annual Content Review
Curriculum is reviewed each year against Thai regulatory updates including changes to RMF/SSF contribution rules and estate law developments.
Data Privacy
Personal financial information shared in coaching sessions is held in confidence under Thailand's PDPA framework and not retained beyond the program period without consent.
Completion Standards
Certificates are issued only upon completion of all sessions and workbook assignments. They reflect genuine study, not enrolment or payment alone.
Introductory Conversation
Every prospective learner is invited to a brief call before any commitment is made. No place is reserved until both sides agree it is the right fit.
Transparent Fees
All program fees are stated upfront and include all materials. There are no renewal charges, no optional add-ons, and no upsell structures.
Not Sure Which Program Fits?
Send us a message or call us, and we will help you understand which program makes sense for where you are now. There is no obligation to enrol during that conversation.